Blue

Chapter 8: The Debt Chapter 8: The Debt That Cost My Mother Everything

My father sat on the That Cost My Mother Everything

My father sat on the basement stool for nearly a minute before he spoke again.

“There's basement stool for nearly a minute before he spoke again.

“There's something I never told you about the company.””

I stood in front of him, the recovered recorder still resting on the workbench between us.

“ something I never told you about the company.””

I stood in front of him, the recovered recorder still resting on the workbench between us.

“I'm listening.””

He rubbed his hands together.

“Twenty years ago, I invested in a property development project with two business partners. We were supposed to build a residential complexI'm listening.””

He rubbed his hands together.

“Twenty years ago, I invested in a property development project with two business partners. We were supposed to build a residential complex outside the city. Your mother and I put most of our savings into it.””

“What happened?””

“The project collapsed. One of the partners disappeared with the money, and the other declared bankruptcy.””

“How much did you lose?””

He swallowed.

“Almost everything outside the city. Your mother and I put most of our savings into it.””

“What happened?””

“The project collapsed. One of the partners disappeared with the money, and the other declared bankruptcy.””

“How much did you lose?””

He swallowed.

“Almost everything.””

I waited.

He glanced toward the stairs, where the officer had taken Vanessa.

“Your mother wanted me to sell.””

I waited.

He glanced toward the stairs, where the officer had taken Vanessa.

“Your mother wanted me to sell what remained and start over. She said we could rebuild slowly. But I couldn't accept it. I had promised investors that I'd deliver the project, what remained and start over.

She said we could rebuild slowly. But I couldn't accept it. I had promised investors that I'd deliver the project, and I was terrified of losing my reputation.””

“So you borrowed money.””

“Yes.””

“From whom?””

He looked at me.

“People who didn't care about contracts or bankruptcy courts. They wanted their money back with interest, and they didn't care how I and I was terrified of losing my reputation.””

“So you borrowed money.””

“Yes.””

“From whom?””

He looked at me.

“People who didn't care about contracts or bankruptcy courts. They wanted their money back with interest, and they didn't care how I found it.””

A cold feeling settled in my stomach.

“How much did you owe them?””

“By the time your mother discovered the accounts, the debt had grown to more than six found it.””

A cold feeling settled in my stomach.

“How much did you owe them?””

“By the time your mother discovered the accounts, the debt had grown to more than six hundred thousand dollars.””

I stared at him.

“And you used my mother's money to pay it.””

“I used some of it.””

“Some?””

He lowered his eyes.

“The hundred thousand dollars.””

I stared at him.

“And you used my mother's money to pay it.””

“I used some of it.””

“Some?””

He lowered his eyes.

“The insurance payment. The trust transfer. Money from an account your mother maintained for your education.””

I felt as though the air had been knocked out of me.

“My education account?””

“You were young. I thought I could replace everything before you were old enough to notice.””

I insurance payment. The trust transfer. Money from an account your mother maintained for your education.””

I felt as though the air had been knocked out of me.

“My education account?””

“You were young. I thought I could replace everything before you were old enough to notice.””

I laughed once, without humor.

“You thought I wouldn't notice that my mother had died and her money had disappeared?””

He flinched.

“I laughed once, without humor.

“You thought I wouldn't notice that my mother had died and her money had disappeared?””

He flinched.

“I thought I could fix it.””

“You've been saying that for eighteen years.””

He bowed his head.

I wanted to scream. I wanted to throw the recorder against thought I could fix it.””

“You've been saying that for eighteen years.””

He bowed his head.

I wanted to scream. I wanted to throw the recorder against the wall. I wanted to shake him until the father I remembered emerged from somewhere beneath the man sitting in front of me.

Instead, I the wall. I wanted to shake him until the father I remembered emerged from somewhere beneath the man sitting in front of me.

Instead, I asked the question that mattered.

“Did you hurt my mother?””

He looked up so quickly that the stool scraped against the concrete.

“No.””

“Then tell me what happened that night.””

His eyes filled with tears.

“Your mother confronted me in the study. She had found asked the question that mattered.

“Did you hurt my mother?””

He looked up so quickly that the stool scraped against the concrete.

“No.””

“Then tell me what happened that night.””

His eyes filled with tears.

“Your mother confronted me in the study. She had found the insurance declaration and the transfers. She said she was going to the police the next morning.””

“Did you argue?””

“Yes.””

“Did you touch her?””

He hesitated.

My heart began to pound.

“Dad.””

“I grabbed the insurance declaration and the transfers. She said she was going to the police the next morning.””

“Did you argue?””

“Yes.””

“Did you touch her?””

He hesitated.

My heart began to pound.

“Dad.””

“I grabbed her arm.””

The words came out barely above a whisper.

I stared at him.

“She tried to pull away. I told her she couldn't leave until her arm.””

The words came out barely above a whisper.

I stared at him.

“She tried to pull away. I told her she couldn't leave until we settled things. She pushed past me, stumbled against the edge of the desk, and fell.””

My hands went cold.

“Was she unconscious?””

“For a few seconds. Then she started talking, but she seemed we settled things. She pushed past me, stumbled against the edge of the desk, and fell.””

My hands went cold.

“Was she unconscious?””

“For a few seconds. Then she started talking, but she seemed confused. I panicked.””

“Did you call an ambulance?””

He shook his head.

“Vanessa did.””

“Why didn't you call?””

“I was afraid.””

“Afraid of what? Your wife?””

“Afraid of the police. Afraid confused. I panicked.””

“Did you call an ambulance?””

He shook his head.

“Vanessa did.””

“Why didn't you call?””

“I was afraid.””

“Afraid of what? Your wife?””

“Afraid of the police. Afraid they'd discover the transfers. Afraid the people I owed would come after us.””

I took a step backward.

“So they'd discover the transfers. Afraid the people I owed would come after us.””

I took a step backward.

“So you stood there worrying about your money while my mother was injured.””

“I didn't know she had an aneurysm. I thought she'd fainted.””

“And when you realized she needed help?””

“I helped Vanessa get her into the you stood there worrying about your money while my mother was injured.””

“I didn't know she had an aneurysm. I thought she'd fainted.””

“And when you realized she needed help?””

“I helped Vanessa get her into the car.””

I stared at him.

“You drove her to the hospital?””

“Yes.””

“Why did you tell everyone she collapsed at home alone?””

His face crumpled.

“Because I didn't want anyone to know we'd been fighting.””

“You let car.””

I stared at him.

“You drove her to the hospital?””

“Yes.””

“Why did you tell everyone she collapsed at home alone?””

His face crumpled.

“Because I didn't want anyone to know we'd been fighting.””

“You let me believe she died without anyone beside her.””

“I didn't know she was going to die!””

His voice broke across the basement.

For a moment, neither of us moved.

Then he whispered, “ me believe she died without anyone beside her.””

“I didn't know she was going to die!””

His voice broke across the basement.

For a moment, neither of us moved.

Then he whispered, “When the doctors told us she wasn't going to recover, I thought my life was over. I couldn't think clearly. Vanessa told me we could stillWhen the doctors told us she wasn't going to recover, I thought my life was over.

I couldn't think clearly. Vanessa told me we could still protect the family if we handled the paperwork before anyone discovered the missing money.””

“Protect the family?””

“I know how it sounds.””

“No, Dad. You know how protect the family if we handled the paperwork before anyone discovered the missing money.””

“Protect the family?””

“I know how it sounds.””

“No, Dad. You know how it sounds because you've had eighteen years to practice explaining it.””

He covered his face.

I looked at the recorder.

“Did you forge her signature?””

He lowered his hands.

“I gave Vanessa the documents.””

“That isn't what I asked.””

He it sounds because you've had eighteen years to practice explaining it.””

He covered his face.

I looked at the recorder.

“Did you forge her signature?””

He lowered his hands.

“I gave Vanessa the documents.””

“That isn't what I asked.””

He stared at me.

“Yes.””

The word seemed to empty the room of oxygen.

“I signed stared at me.

“Yes.””

The word seemed to empty the room of oxygen.

“I signed her name to the insurance declaration,” he continued.

“Vanessa prepared the trust paperwork. I told myself it was temporary. I thought I could restore the money, correct the records, and tell you everything when you were older.””

“And her name to the insurance declaration,” he continued.

“Vanessa prepared the trust paperwork. I told myself it was temporary. I thought I could restore the money, correct the records, and tell you everything when you were older.””

“And the beneficiary agreement with Ethan?””

“I thought marriage would make the arrangement easier to formalize.””

I felt sick.

“You wanted to use my wedding to transfer control of my inheritance.””

“I wanted the money protected the beneficiary agreement with Ethan?””

“I thought marriage would make the arrangement easier to formalize.””

I felt sick.

“You wanted to use my wedding to transfer control of my inheritance.””

“I wanted the money protected from the creditors.””

“By putting it in someone else's name?””

“Ethan seemed responsible.””

I stared at him.

“You don't get from the creditors.””

“By putting it in someone else's name?””

“Ethan seemed responsible.””

I stared at him.

“You don't get to decide who controls my money.””

“I know.””

“No, you don't. If you did, you wouldn't have spent my entire life treating my future like something you could bargain with.””

He began to cry.

I had to decide who controls my money.””

“I know.””

“No, you don't. If you did, you wouldn't have spent my entire life treating my future like something you could bargain with.””

He began to cry.

I had seen my father cry at my mother's funeral. I had held his hand then, believing we were two broken people trying to survive the same loss.

Now I couldn't bring myself to touch him.

“There's one thing I still don't understand,” I seen my father cry at my mother's funeral. I had held his hand then, believing we were two broken people trying to survive the same loss.

Now I couldn't bring myself to touch him.

“There's one thing I still don't understand,” I said.

He wiped his face.

“What?””

“Why did Vanessa become the alternate beneficiary?””

He looked toward the staircase again.

“Because the original agreement allowed for an alternate beneficiary if you were legally disqualified from receiving the assets.””

“And you said.

He wiped his face.

“What?””

“Why did Vanessa become the alternate beneficiary?””

He looked toward the staircase again.

“Because the original agreement allowed for an alternate beneficiary if you were legally disqualified from receiving the assets.””

“And you chose her?””

“No. Your mother named Brianna.””

I stared at him.

“Why?””

He shook his head.

“She didn't chose her?””

“No. Your mother named Brianna.””

I stared at him.

“Why?””

He shook his head.

“She didn't. Not originally.””

“Then who changed it?””

“Vanessa.””

I closed my eyes.

“Of course.””

“She. Not originally.””

“Then who changed it?””

“Vanessa.””

I closed my eyes.

“Of course.””

“She said Brianna deserved security, too. She argued that if you couldn't receive the trust for any reason, the money should stay within the family.””

“B said Brianna deserved security, too. She argued that if you couldn't receive the trust for any reason, the money should stay within the family.””

“Brianna isn't my mother's daughter.””

“I know.””

“And my mother never signed that change.””

He didn't answer.

I understood.

The alternate-benefrianna isn't my mother's daughter.””

“I know.””

“And my mother never signed that change.””

He didn't answer.

I understood.

The alternate-beneficiary clause had been the doorway. The disputed declaration had been the key. And the missing schedule in Ethan's agreement hadiciary clause had been the doorway.

The disputed declaration had been the key. And the missing schedule in Ethan's agreement had been designed to make the entire arrangement appear legitimate.

If I married Ethan, they could argue that the successor-beneficiary provision was active.

If I died or was declared been designed to make the entire arrangement appear legitimate.

If I married Ethan, they could argue that the successor-beneficiary provision was active.

If I died or was declared legally incapable, the money could be redirected.

And if the trust documents were manipulated to disqualify me, Brianna would stand to benefit.

I felt suddenly exhausted.

“Who was the man with the silver pin?””

My father went still.

“What man legally incapable, the money could be redirected.

And if the trust documents were manipulated to disqualify me, Brianna would stand to benefit.

I felt suddenly exhausted.

“Who was the man with the silver pin?””

My father went still.

“What man?””

“The attorney who came to Eleanor's office with the disputed death certificate. Brianna saw him in a photograph at the hospital.””

He looked at the recorder.

Then at me.

“His name?””

“The attorney who came to Eleanor's office with the disputed death certificate. Brianna saw him in a photograph at the hospital.””

He looked at the recorder.

Then at me.

“His name is Richard Hale.””

“Who is he?””

“He was one of my business partners.””

I stared at him.

“The partner who disappeared with the development money?””

He nodded.

“Everyone thought he had left is Richard Hale.””

“Who is he?””

“He was one of my business partners.””

I stared at him.

“The partner who disappeared with the development money?””

He nodded.

“Everyone thought he had left the country. But he returned a few years later. He said he could help me restructure the company and settle the remaining debts.””

“By the country. But he returned a few years later. He said he could help me restructure the company and settle the remaining debts.””

“By helping you steal from my mother?””

“He claimed he had legal connections. He said he could make the trust dispute disappear.””

helping you steal from my mother?””

“He claimed he had legal connections. He said he could make the trust dispute disappear.””

“And you believed him?””

“I was desperate.””

The familiar phrase made me want to laugh.

Desperation had become the family excuse for every deliberate choice.

My father continued.

“Richard helped“And you believed him?””

“I was desperate.””

The familiar phrase made me want to laugh.

Desperation had become the family excuse for every deliberate choice.

My father continued.

“Richard helped Vanessa prepare the documents. He knew people who could process the insurance paperwork and file the declaration.””

“So he knew my mother was alive when the declaration was filed.””

“Yes.””

“And he knew Vanessa prepare the documents. He knew people who could process the insurance paperwork and file the declaration.””

“So he knew my mother was alive when the declaration was filed.””

“Yes.””

“And he knew the signature was false.””

My father looked away.

“Yes.””

I gripped the edge of the workbench.

“Where is he now?””

“I don't know.””

“Does he still have access to the company?””

“He has a controlling interest in Bennett Legacy Holdings.””

The the signature was false.””

My father looked away.

“Yes.””

I gripped the edge of the workbench.

“Where is he now?””

“I don't know.””

“Does he still have access to the company?””

“He has a controlling interest in Bennett Legacy Holdings.””

The room seemed to shrink.

“Then he's been receiving my money.””

My father nodded.

I took out my phone and called Daniel.

He answered immediately.

“Nia?””

“I need room seemed to shrink.

“Then he's been receiving my money.””

My father nodded.

I took out my phone and called Daniel.

He answered immediately.

“Nia?””

“I need you to record this conversation. My father has admitted that he forged my mother's signature on an insurance declaration and helped submit a disputed trust amendment. He says Richard Hale prepared the paperwork and still controls Bennett Legacy Holdings.””

There was a brief silence.

Then you to record this conversation. My father has admitted that he forged my mother's signature on an insurance declaration and helped submit a disputed trust amendment. He says Richard Hale prepared the paperwork and still controls Bennett Legacy Holdings.””

There was a brief silence.

Then Daniel said, “Are you safe right now?””

“Yes. An officer is upstairs.””

“Please don't question your father further. I'll notify the investigators and make sure his statement is documented through Daniel said, “Are you safe right now?””

“Yes. An officer is upstairs.””

“Please don't question your father further. I'll notify the investigators and make sure his statement is documented through the proper channels.””

I looked at Marcus.

“There's one more thing. Richard Hale may be connected to the attempted transfers.””

“We'll investigate.””

I ended the call.

My father looked at me with a desperate expression.

“Nia, please. I know what I the proper channels.””

I looked at Marcus.

“There's one more thing. Richard Hale may be connected to the attempted transfers.””

“We'll investigate.””

I ended the call.

My father looked at me with a desperate expression.

“Nia, please. I know what I did was wrong. But I never wanted you to lose everything.””

I stared at him.

“You already took eighteen years from me.””

He did was wrong. But I never wanted you to lose everything.””

I stared at him.

“You already took eighteen years from me.””

He began to speak.

I raised my hand.

“Don't.””

The officer returned to the basement a few minutes later and informed my father that he needed to accompany them for further questioning. He was not being asked to make began to speak.

I raised my hand.

“Don't.””

The officer returned to the basement a few minutes later and informed my father that he needed to accompany them for further questioning. He was not being asked to make any additional statements without legal counsel.

As he stood, he looked at me.

“Will you ever forgive me?””

I wanted to give him an answer that would make the pain stop.

I wanted any additional statements without legal counsel.

As he stood, he looked at me.

“Will you ever forgive me?””

I wanted to give him an answer that would make the pain stop.

I wanted to say yes, because he was my father and I had spent my entire life believing that love meant giving people another chance.

But to say yes, because he was my father and I had spent my entire life believing that love meant giving people another chance.

But forgiveness offered too quickly would become another way for him to avoid the consequences.

“I don't know,” I said.

He nodded, then followed the officer forgiveness offered too quickly would become another way for him to avoid the consequences.

“I don't know,” I said.

He nodded, then followed the officer upstairs.

I remained beside the sewing cabinet.

The little brass key lay in my palm. I turned it over, noticing a tiny mark engraved near the teeth.

A flower.

The same flower embroidered on my mother's wedding dress.

I ran my thumb over it.

Then upstairs.

I remained beside the sewing cabinet.

The little brass key lay in my palm. I turned it over, noticing a tiny mark engraved near the teeth.

A flower.

The same flower embroidered on my mother's wedding dress.

I ran my thumb over it.

Then I remembered what Brianna had said about the photograph.

My father had been holding a folder outside the hospital. Vanessa had been crying. Richard Hale had stood behind them, wearing his silver pin.

What if the photograph showed I remembered what Brianna had said about the photograph.

My father had been holding a folder outside the hospital. Vanessa had been crying. Richard Hale had stood behind them, wearing his silver pin.

What if the photograph showed more than a meeting?

What if Richard had been there to collect the documents that would allow the money to move?

I searched the remaining items on the workbench.

There were account books, a bundle of letters, and a small envelope bearing more than a meeting?

What if Richard had been there to collect the documents that would allow the money to move?

I searched the remaining items on the workbench.

There were account books, a bundle of letters, and a small envelope bearing my mother's handwriting.

Inside was a single photograph of the white lace dress.

On the back, my mother had written:

*The truth is in the seam that never my mother's handwriting.

Inside was a single photograph of the white lace dress.

On the back, my mother had written:

The truth is in the seam that never belonged to me.

I stared at the sentence.

The dress.

The original dress.

Not the one Brianna had destroyed.

The one Ethan had brought to the house.

I called belonged to me.*

I stared at the sentence.

The dress.

The original dress.

Not the one Brianna had destroyed.

The one Ethan had brought to the house.

I called him.

He answered on the first ring.

“Nia?””

“I need to see the dress.””

“What happened?””

“I found another note from my mother. She wrote that the truth is in the seam that never belonged to her.””

He went quiet.

Then him.

He answered on the first ring.

“Nia?””

“I need to see the dress.””

“What happened?””

“I found another note from my mother. She wrote that the truth is in the seam that never belonged to her.””

He went quiet.

Then he said, “There is something unusual about the dress.””

“What?””

“The lining inside the left sleeve. It's made from a different fabric. I he said, “There is something unusual about the dress.””

“What?””

“The lining inside the left sleeve. It's made from a different fabric. I noticed it when I checked the dress at the archive, but I assumed it was a repair.””

My heart began to race.

“Can you bring it to Daniel's office?””

“Yes.””

“And noticed it when I checked the dress at the archive, but I assumed it was a repair.””

My heart began to race.

“Can you bring it to Daniel's office?””

“Yes.””

“And Ethan?””

“I'm here.””

“If you find anything inside that sleeve, don't remove it. Let the investigators document it.””

“I understand.””

I hung up and looked at the empty cabinet.

For eighteen years, the people who had lied Ethan?””

“I'm here.””

“If you find anything inside that sleeve, don't remove it. Let the investigators document it.””

“I understand.””

I hung up and looked at the empty cabinet.

For eighteen years, the people who had lied to me had believed they had hidden every trace of my mother's final days.

But my mother had been a designer.

She understood that a seam could conceal something without changing the shape of the to me had believed they had hidden every trace of my mother's final days.

But my mother had been a designer.

She understood that a seam could conceal something without changing the shape of the garment.

And she had left me a message in the only language I might one day understand.

Stitch by stitch.

Secret by secret.

garment.

And she had left me a message in the only language I might one day understand.

Stitch by stitch.

Secret by secret.

The truth was waiting in the dress.

And this time, nobody was going to destroy it before I could see what she had left behind.

May you like

The truth was waiting in the dress.

And this time, nobody was going to destroy it before I could see what she had left behind.

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